Shared Ownership

Shared Ownership is a low cost housing option offered by Ayrshire Housing on a limited basis.


With the introduction of the Scottish Government’s shared equity scheme, no further shared ownership houses will be built but re-sales are occasionally available through the scheme.

The purchaser buys a proportion of the property, which is sold in 25% shares or “tranches”. The purchaser arranges a home loan for their portion of the property. The remaining portion of the house is rented from the association.

If you are the sharing owner of one of the properties at Obree Avenue, Prestwick and West Sanquhar Avenue, Ayr, contact us if you would like details of how to increase your stake, or are thinking of moving and would like sell your the house.